Role & responsibilities 1. Credit Appraisal & Underwriting Assess MSME loan proposals including LAP, Micro LAP, HL for Self-Employed, and Business Loans. Conduct detailed financial analysis of: ITRs, GST returns, bank statements Balance sheets & P&L statements Cash flow assessment & surrogate income programs Evaluate business stability, repayment capacity, and industry risk. Recommend deviations with proper justification as per policy matrix. Maintain TAT as defined by credit policy. 2. Risk As…